Short-term health insurance provides you with temporary health insurance coverage for those times when you’re lacking a full major medical plan. Several trusted carriers offer these temporary plans to help protect you from pop-up medical bills when you’re not insured under an Affordable Care Act approved plan.
Change of employment status—New job but waiting for your benefits to start? Unemployed but seeking a new job? Short-Term Health Insurance can cover you while you wait.
You're no longer covered by someone else's policy—Just graduated from college and seeking your first full-time job. Or no longer eligible for coverage under your parent's policy? Temporary health coverage can help if you expect to obtain full coverage from an employer in the near future.
You missed open enrolment—If you missed the previous open enrollment period and don't qualify for a special enrolment period then Short-Term Insurance can help.
You're waiting for Medicare coverage—Almost qualified for Medicare? Don't spend the last few months without Health Insurance.
You're waiting for Obamacare Coverage—Need coverage until January?
Short-Term Health Insurance is a great option.
It's always a good idea to take preventative measures when it comes to your health. Here's how Short Term Coverage could help you:
Fast Approval, no need to wait months for coverage.
Affordable Coverage, pay for the coverage level you want.
Keep your PCP, find a plan that works with your doctor.
Flexible coverage, choose the length and coverage that meets your needs.
Security, get peace of mind knowing that should the worst happen you’ll be covered.
If you find yourself in one of the above situations and are not covered by any health insurance then you could be eligible for short-term coverage. Our quoting system can give you access to thousands of quotes with fast approval for many plans.Find Short Terms Plans
Short-term insurance policies do cover emergency health claims, but they don’t generally cover preventative or routine services, nor do they cover pre-existing health conditions.
The duration of a short-term policy is dependent on the provider as well as the state that you live in. Providers in many states will grant short-term policies for any amount of time that’s at least one month but less than one year.
Short-Term health insurance plans do not meet the minimum essential coverage that is required by the ACA, this means you could still be subject to the ACA tax penalty. To learn more about plans that will protect you from paying an Obamacare tax penalty click here.